Benefits of PRS to Employee


Supplement retirement savings

PRS was introduced to help Malaysians accumulate savings for a sustainable retirement income. This voluntary contribution scheme is meant to complement the Employees Provident Fund (EPF) and alleviate the concentration risk from other investment platforms to help you safeguard your retirement fund.


You have a choice of investing and switching between funds based on your risk appetite and investment profile.

Transparent and affordable

All investment information will be provided upfront and funds are competitively priced.

Retirement solution for all

PRS is available to anyone (Malaysian/ Foreigner) who is 18 years old and above.
It is also suitable for those who are self-employed or do not have an EPF account.

Tax benefit

Individual tax relief of up to RM3,000 per year.