MANULIFE SHARIAH PRS - CONSERVATIVE FUND

Investment Objective

  • The Fund aims to provide steady returns whilst preserving* capital.

    *Please note that this Fund is neither a capital guaranteed fund nor a capital protected fund, therefore, a Member’s capital is neither guaranteed nor protected.

Member profile

The Fund is suitable for Members who:

  • have a low risk appetite;
  • seek regular distribution of Units from their contributions;
  • seek an additional retirement savings* scheme other than EPF;
  • are not statutorily obliged to contribute to EPF;
  • are employers who wish to contribute on behalf of their employees having the aforesaid characteristic; and/or
  • seek to invest in a shariah-compliant investment.

 

Performance Benchmark

Maybank 12-month Islamic Fixed Deposit rate.

Note: Members should be aware that the risk profile of the Fund is not the same as the risk profile of the benchmark.

Investment Strategy

To achieve the objective of the Fund, the Provider will at all times invest a minimum of 80% of the Fund’s NAV in Malaysian sukuk and/or Islamic money market instruments of which a minimum of 20% will be invested in Islamic money market instruments and a maximum of 20% of the Fund’s NAV in Malaysian Shariah-compliant equities and/or equity-related securities.

The Fund may also invest up to 5% of the Fund’s NAV at any time in sukuk and/or Islamic money market instruments which are rated below A3/P2 by RAM (or equivalent rating by MARC) and/or are unrated.

Asset Allocation

The Provider will at all times invest a minimum of 80% of the Fund’s NAV in the Malaysian sukuk, Islamic money market instruments and Islamic deposits of which a minimum of 20% of the Fund’s NAV will be invested in Islamic money market instruments; the Provider may also invest up to a maximum of 20% of the Fund’s NAV in the Malaysian Shariah-compliant equities and/or equity-related securities.

    
Download
Fund Fact Sheet
Product Highlights Sheet
Disclosure Document
Brochure
Annual Report
   


Related Links
Fund Price
Fund Performance
Forms
Contact Us
Call Us +603 2719 9271
   


Tools
MY Planner
   

Your should be aware that if you did not indicate your selection of Funds, your contributions will be automatically allocated to Manulife Shariah PRS – Conservative Fund if you are at 50 years of age and above at the time of contribution.