MANULIFE PRS - GROWTH FUND

Investment Objective

  • Aims to facilitate accumulation of retirement savings* by providing capital growth over the long term.

    *Please note that this Fund is neither a capital guaranteed fund nor capital protected fund.

Member profile

The Fund is suitable for Members who:

  • have moderate to high risk appetite;
  • seek capital appreciation of their contributions;
  • seek an additional retirement savings scheme other than EPF;
  • are not statutorily obliged to contribute to EPF; and/or
  • are employers who wish to contribute on behalf of their employees having the aforesaid characteristics.

 

Performance Benchmark

60% FBM KLCI Index and 40% Maybank 12-month fixed deposit rate.

Investment Strategy

To achieve the objective of the Fund, the Provider will at all times invest a minimum of 30% up to a maximum of 70% of the Fund’s NAV in equities and/or equity-related securities.

That part of the Fund’s NAV not invested in equities and/or equity-related securities will be invested in Sukuk and Islamic commercial papers.

Further, the Fund may invest up to 30% of the Fund’s NAV at any time in foreign markets which include but not limited to Asia Pacific region whenever opportunities arise. The Asia Pacific region would include but are not limited to Australia, Hong Kong, Indonesia, Philippines, Korea, India, Singapore and Thailand.

As part of the investment strategy, the Provider will take an opportunistic approach and formulate its asset allocation strategy to ride on the economic cycle. For example, when the economy bottoms-out from a recession, the Provider will search for a clearer evidence of sustainable economic recovery before overweighting on its equity asset allocation versus fixed income instruments. Likewise, when the economy has peaked and is heading towards a slow growth period, the Provider will then decide to underweight its equity asset allocation versus fixed income instruments.

Asset Allocation

The proviser will invest a minimum of 30% and a maximum of 70% of the Fund’s NAV in equities and/or equity-related securities;

The remainder of the Fund’s NAV will be invested in fixed income instruments including but not limited to money market instruments and deposits with financial institutions.

    
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Your should be aware that if you did not indicate your selection of Funds, your contributions will be automatically allocated to Manulife PRS – Growth Fund if you are below 40 years old at the time of contribution.