The statements and description contained in this website have been obtained and/or derived from sources believed to be reliable and are strictly to be read and construed as general information and illustration purposes only and shall not in any event to be treated as a binding contract in anyway whatsoever. Manulife Asset Management Services Berhad (MAMSB) has made a sincere effort to ensure the accuracy and quality of the same; however, no warranty and/or representation, express or implied, is provided.

Viewers are advised to contact MAMSB or its agents for further and better particulars and information pertaining to the products offered by us. The descriptions contained herein are not intended to be complete descriptions of all terms and conditions of the products available and shall be relied upon by any potential viewers as such.

MAMSB hereby disclaims any liability of whatsoever nature should viewers suffer losses merely relying on the information contained herein.


"Investors are advised to read and understand the contents of the Master Prospectus dated 1 September 2015, the Supplemental Master Prospectus dated 17 November 2015, the Master Prospectus dated 29 December 2014, the Supplemental Master Prospectus dated 15 June 2015, the Prospectus and Supplemental Prospectus dated 15 July 2013, the Prospectus dated 17 October 2014, the Supplemental Prospectus dated 7 November 2014, the Information Memorandum dated 19 December 2014 and the Supplemental Information Memorandum dated 1 June 2015, the Information Memorandum dated 8 April 2015, the Supplemental Information Memorandum dated 1 June 2015 and the Second Supplemental Information Memorandum dated 15 December 2015, the Prospectus and the Supplemental Prospectus dated 30 June 2015 and the respective Product Highlights Sheet(s), obtainable at our offices, before investing. The prospectuses and Information Memorandums have been registered with the Securities Commission Malaysia who takes no responsibility for its contents. Investors should also consider the fees and charges involved. The price of units and investment returns, may go down as well as up. Past performances of the Funds are not an indication of the Funds' future performances. Units will only be issued on receipt of the application form accompanying the prospectuses and Information Memorandums. There are risks involved with investing in unit trust funds and wholesale funds. Some of these risks associated with investments in unit trust funds and wholesale funds are interest rate fluctuation risk, foreign exchange or currency risk, country risk, political risk, credit risk, non-compliance risk, counterparty risk, target fund manager risk, liquidity risk and interest rate risk. For further details on the risk profile of all the funds, please refer to the Risk Factors section in the prospectuses and Information Memorandums.

The Manager, Manulife Asset Management Services Berhad (MAMSB) is a wholly owned subsidiary of Manulife Holdings Berhad and holds a Capital Markets Services License for fund management, dealing in securities restricted to unit trusts, dealing in private retirement schemes and financial planning under the Capital Markets and Services Act 2007. MAMSB operates under the brand name of Manulife Asset Management - the asset management arm of Manulife Financial.

All charges and fees (e.g. sales charge, switching fee, transfer fee and any other relevant fee), whichever applicable, will be subject to Goods and Services Tax (GST) and/or any other taxes that may be introduced by the Government of Malaysia from time to time, at the prevailing rate. The Manager reserves the right to collect from you an amount equivalent to the taxes payable for all charges and fees, whichever applicable. The GST amount would be collected from the effective date of the GST. Your obligation to pay GST and other applicable taxes shall form part of the Terms and Conditions."